FWIW I went down the path of automating as much as I could about this process. These days, though, my process is more manual. Around every 24 or 48 hours, or i

FWIW I went down the path of automating as much as I could about this process. These days, though, my process is more manual. Around every 24 or 48 hours, or immediately after making a transaction, I'll record the transaction in my ledger, which I store in Google Sheets (!) instead of a .ldg file. No more CSVs, no more pure functions of bank output. Sometimes I miss the .ldg format. But I don't really miss maintaining the automated system. Google Sheets isn't as expressive as Ledger, but it is sufficient for my needs. Charting is a bit easier. YMMV! To me, the most essential pivots to get me back into personal accounting were to record expenses both manually and ~daily. If I were to return to ledger again — which I might! — I'd focus on those aspects more than the automation.