Savings to Treasury Bills/Bonds, would be the mostly likely outcome. If the market is expected to do -2.5% this year (e.g. who knows really), not doing anythin

Savings to Treasury Bills/Bonds, would be the mostly likely outcome. If the market is expected to do -2.5% this year (e.g. who knows really), not doing anything with your money and letting the government pay interest is often the best option. You're not expanding, sure. But you can take solace that 2% YoY is better than -10%.