It's called the legal system. It's there to resolve these issues and it did. edit: As for the rest of your question. You're perfectly "free" to commit fraud or

It's called the legal system. It's there to resolve these issues and it did. edit: As for the rest of your question. You're perfectly "free" to commit fraud or any other crime but, again, we have a legal system that would jail or fine you for that if caught.