it's higher at 64%, which may seem disconcerting, but one must recognize that retirees would fall in that group and often have low income for the duration of th

it's higher at 64%, which may seem disconcerting, but one must recognize that retirees would fall in that group and often have low income for the duration of their retirement as they live off savings. This worries me, as we're now top heavy, and therefore a larger percentage of our population is retiring over the next decade.