What are the potential macroeconomic impacts of like increased financial scams. I assume maybe like most things, is that it can be good short term but bad long

What are the potential macroeconomic impacts of like increased financial scams. I assume maybe like most things, is that it can be good short term but bad long term? Like it depends how enmeshed things get and if we end up in a similar situation to 2008? I can sort of blur my eyes and certainly see why some flexibility is necessary to evolve our financial systems, but something about a lot of this stuff feels shortsighted.