> There ARE going to be multiple city-leveling hurricanes in the future - how do people expect to be able to pay for this? Are there? As far as I can tell, hu

> There ARE going to be multiple city-leveling hurricanes in the future - how do people expect to be able to pay for this? Are there? As far as I can tell, hurricanes: - Destroy buildings that are not properly designed and built to withstand enough wind. The industry and modern codes know how to deal with this for new and sufficiently retrofitted construction. I don’t even think the measures needed are particularly expensive. - Damage to structures due to wind-blown rain. The more informed architects and engineers know how to deal with this. A very brief search suggests that even the Miami-Dade code hasn’t caught up: for example, you can still build a vented roof assembly in Florida. This is a poor idea in a humid climate even without hurricane, and those vents are problematic in a hurricane. Getting rid of them in new or remodeled construction is easy and not very expensive, but architects and builders need to learn how. - Damage to structures due to flying things near them. In a city setting, this can be mitigated by building structures that don’t turn into flying junk and enforcing requirements for people to keep their yards clean. - Flooding: this will cause massive damage to whole cities. An interesting property of the issues other than flooding is that the most vulnerable structures may get destroyed by hurricanes, leaving behind the less vulnerable structures.