I hate this trend with a passion. Digital can make a lot things easier, but frankly speaking for a majority of those use cases a mobile website will do just fin

I hate this trend with a passion. Digital can make a lot things easier, but frankly speaking for a majority of those use cases a mobile website will do just fine as well. My bank is digital only and doesn't have any local branches. That works for me and is fine. It's not like I'm switching banks every few weeks. They still have an all phone line access as well though. You can call people round the clock to do transfers, get your balance, etc. Even my analog grandmother has her bank account with them. On the other hand, you have restaurants and other businesses that just over do it. There is a restaurant around my work place that I went to once or twice a month. Nothing special but fair prices and good lunch menus. Then they went all digital. Want a menu? Scan this barcode. Want to order? Create an account and place you order with your table number. Want to pay? You can click pay on your phone and enter your details. Don't have a phone? Totally sorry, we don't have any printed back-ups and our servers don't have any card terminals anymore anyway.