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I don't know if you noticed the date on that was 2012 and it is currently 2025; along with my comment mentioning "rabbit hole, weeks ago" but all of those setti

• croes 2y ago
  I just opened Excel M365, opened per Data -> From Text/CSV a csv file and coulds chose the delimiter. I tested semicolon and comma and in both cases the autorecognition selected the correct delimiter but I could change it to equal sign, space, tab, user defined. You can't change the decimal separator, but the field delimiter is possible.