I don't understand how cloud Windows accounts work. Will you be able to log into your computer if Microsoft bans you or you end up in the US sanction list? Als

I don't understand how cloud Windows accounts work. Will you be able to log into your computer if Microsoft bans you or you end up in the US sanction list? Also those who are willing to go to great lengths tuning Windows should consider using Linux - not only it has more opportunities for "tuning", but as a bonus you'll be able to fix the errors in the source code.