Insurance premiums suggest there is a big difference between 5 and 50 years of a safe driving record, not of driving experience. The implication isn't that dri

Insurance premiums suggest there is a big difference between 5 and 50 years of a safe driving record, not of driving experience. The implication isn't that drivers get steadily better as they age but that the longer your history of safe driving, the less likely you are to become a liability.