Unless you can identify that the regulatory capture happened as a result of the government's actions as opposed to the business actions, I don't really see how

Unless you can identify that the regulatory capture happened as a result of the government's actions as opposed to the business actions, I don't really see how regulatory capture caused this situation. Rather, we made a choice to cripple the affordable care act while keeping all of the provisions that limit the rights of individuals to shop for health insurance, and then we're surprised when the prices spin out of control while the care gets worse. I don't think regulatory capture is an argument for getting the government out of this business, I think it's an argument for getting the business out of this business.