60 / 200k < 8 / 24k, 500k / 200k < 80k / 24k ~(666k for same ratio on the higher salary) Not accounting for taxation, other CoL and all that, but your example

60 / 200k < 8 / 24k, 500k / 200k < 80k / 24k ~(666k for same ratio on the higher salary) Not accounting for taxation, other CoL and all that, but your example doesn't really work out. Just to put this into perspective: In Germany average fulltime wage is rougly 54k ~= 34k after tax and social security. Average price of building a new 150 m^2 (living space) home is 400k-500k.