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Payment card networks have delegated authorization plans, where if a major processor goes down, they will still route transactions and use a simplified secondar
by quesera 2y ago
Payment card networks have delegated authorization plans, where if a major processor goes down, they will still route transactions and use a simplified secondary network for making approval decisions.
It's called "stand-in processing", and I assume it's the inspiration here.
- 4ndrewl 2y agoThe Monzo example feels different though, as they're explicitly not looking to replicate all functionality, just something minimal to get by whilst they fix the primary cloud services.