> You then need to wait for something between 6-12 months (sometimes more, depending on your location) for an ophthalmologist appointment. I needed a specialty

> You then need to wait for something between 6-12 months (sometimes more, depending on your location) for an ophthalmologist appointment. I needed a specialty ophthalmologist (for dry eye treatment) and the wait time in Seattle was 4 months. Another time, I needed a cardiologist appointment and the earliest one available within my insurance network's coverage was 5 months away. And I had literally the best insurance plan we could get. Both appointments were at least several hundred dollars out-of-pocket.