Insurance companies are parasites. They extract $200 billion from the system in order to tell you that you can't get treatment. It's supposed to function as a r

Insurance companies are parasites. They extract $200 billion from the system in order to tell you that you can't get treatment. It's supposed to function as a risk pool and instead it functions as a tax--which is utterly dystopian, because it's a tax that goes to a private system that you can't even find a way to opt into if you have the wrong employer. It's so messed up.