CFPB's budget[1] was $500 mln 12 years ago and now is $900 mln, lets take average $700 mln over 12 year = $8.4 bln just cash outlay I highly doubt $14 bln is a

CFPB's budget[1] was $500 mln 12 years ago and now is $900 mln, lets take average $700 mln over 12 year = $8.4 bln just cash outlay I highly doubt $14 bln is accurate, but even if it is, its only 70% over their carrying cost. as a hiring manager in private sector, in order to justify headcount, the benefit must exceed 3x the carrying cost of an employee. to hire $100k person, I must prove $300k benefit to the company at very least, and 5x benefit is more appreciated by management. doesnt look like a good return at all honestly 1. https://crsreports.congress.gov/product/pdf/R/R48295/2