Btw by private info though, I just meant you need to actually create an account to use Zelle, PayPal, cash app, Apple Pay, etc. The account number isn’t as big

Btw by private info though, I just meant you need to actually create an account to use Zelle, PayPal, cash app, Apple Pay, etc. The account number isn’t as big a deal, just that it is annoying to have to make an account and agree to a 200-page EULA, with a random third party company you didn’t choose, just to receive some money you’re owed.