2 ms·
What kind of future projection are you looking for? My main issue is not all months are the same, sometimes I might spend way more in a given month for a given
by satvikpendem 2y ago
What kind of future projection are you looking for? My main issue is not all months are the same, sometimes I might spend way more in a given month for a given category (perhaps a one-off purchase like new furniture) that I don't aim to replicate for the next month, so how would the projection work in that case?
- danielbln 2y agoYou create buffer categories that you slowly fill up over time and use for these one-offs. YNAB calls it "rolling with the punches". Most categories are predictable month to month, and the ones that aren't or are one offs you budget separately for.
- satvikpendem 2y agoYeah that's essentially what I do, or have a yearly budget for things like furniture rather than a monthly one. I just wish it was more standardized in many apps.