This is a really interesting idea. The JOBS act is going to create new opportunities for start ups like FundersClub. People often confuse 'accredited investor'

This is a really interesting idea. The JOBS act is going to create new opportunities for start ups like FundersClub. People often confuse 'accredited investor' with 'educated investor'. Being an accredited investor does not mean you cannot be scammed, it just means you're less likely to suffer drastic financial consequences as you should be able to absorb total investment losses. If crowd funding start ups does go mainstream there will be an opportunity for a company to provide advice/guidance to these 'new' investors. The main risk to the likes of FundersClub is that one sour deal would make all the headlines. I guess it is really important that they apply some sort of filter to the start ups that they allow on their platform and react really well if (prob when) this fails.