It shouldn't be their decision to make. If someone makes $5 a year and wants to let that accumulate with their distributor until they get $50 why should Spotify

It shouldn't be their decision to make. If someone makes $5 a year and wants to let that accumulate with their distributor until they get $50 why should Spotify get to come in and say "sorry, we're taking your earnings and giving it to someone else"?