3 ms·

> Basically, as soon as you register their name on your address, a confirmation letter will be sent to that person, which makes it so they can dispute it. That

> Basically, as soon as you register their name on your address, a confirmation letter will be sent to that person, which makes it so they can dispute it. That doesn't seem relevant to the homeless man in question.

Jolter 2y ago
You’re right, that’s one vulnerability in the system. I don’t know how common it is for someone to want to impersonate a homeless person, though, considering in Sweden you’d probably have to pay up that homeless person’s debt… Ok, I’m slightly kidding here, but really this kind of long con is not a common mode of identity fraud in Scandinavia, probably because it’s harder to get away with. The more common identify fraud here would be to assume the identity of someone with a stable economy and then try to take out payday loans in their name. Which a homeless person would be declined for, of course. It gets rather involved and usually involves phishing the victim into signing something malicious using a digital ID. Not to mention no bank would agree to pay it out in cash. So it requires not only determination but skill as well.
- jacobgkau 2y ago
  So you just spent three paragraphs hand-waving away the exact situation this article was about. "I don't know how common it is... not really a common mode of identity fraud... the more common identity fraud here would be..." It was a homeless victim in this article. It seems like the improvements you're suggesting are entirely off-topic if you admit they wouldn't have helped here.
  - Jolter 2y ago
    They would absolutely have helped! If there were, for instance, a proper way to validate what someone looked like, for instance if the national ID database had been consulted for photos of the person when issuing a new ID, then probably they would have realized these two men look nothing alike.

3 ms·

> Basically, as soon as you register their name on your address, a confirmation letter will be sent to that person, which makes it so they can dispute it. That

by robertlagrant 2y ago

Jolter 2y ago
You’re right, that’s one vulnerability in the system. I don’t know how common it is for someone to want to impersonate a homeless person, though, considering in Sweden you’d probably have to pay up that homeless person’s debt… Ok, I’m slightly kidding here, but really this kind of long con is not a common mode of identity fraud in Scandinavia, probably because it’s harder to get away with. The more common identify fraud here would be to assume the identity of someone with a stable economy and then try to take out payday loans in their name. Which a homeless person would be declined for, of course. It gets rather involved and usually involves phishing the victim into signing something malicious using a digital ID. Not to mention no bank would agree to pay it out in cash. So it requires not only determination but skill as well.
- jacobgkau 2y ago
  So you just spent three paragraphs hand-waving away the exact situation this article was about. "I don't know how common it is... not really a common mode of identity fraud... the more common identity fraud here would be..." It was a homeless victim in this article. It seems like the improvements you're suggesting are entirely off-topic if you admit they wouldn't have helped here.
  - Jolter 2y ago
    They would absolutely have helped! If there were, for instance, a proper way to validate what someone looked like, for instance if the national ID database had been consulted for photos of the person when issuing a new ID, then probably they would have realized these two men look nothing alike.