> Nothing is uninsurable for the right premium. Of course, but there are some markets that are unsustainable from a cost perspective, to the consumer and the p

> Nothing is uninsurable for the right premium. Of course, but there are some markets that are unsustainable from a cost perspective, to the consumer and the provider. > And there is plenty that can be done to reduce the fire risk to bring premiums down. Agreed, this should be the priority -- really my point is that it has nothing to do with regulation or lack of, not that I would be unsupportive of requiring that all homes in high-risk areas be built up to a more strict code.