You absolutely should. But it doesn't look like this IS the alternative (at least the viable one). That said, no one appears to have any other firm ideas about

You absolutely should. But it doesn't look like this IS the alternative (at least the viable one). That said, no one appears to have any other firm ideas about what the viable alternative should look like (only what it shouldn't). And as it's your money and not mine, I say go for it, good luck!