> and it's obvious that person lives hand-to-mouth Or maybe he just has better things to do than hounding clients to comply with net 30 or net 90 terms? I thi

> and it's obvious that person lives hand-to-mouth Or maybe he just has better things to do than hounding clients to comply with net 30 or net 90 terms? I think the disinclination to contract would be mutual in your cases. And that's just fine.