Not when your have to pay the rent {insurance, child support, tax bill, etc} every month. In fact, most of the more important creditors we have to keep happy t

Not when your have to pay the rent {insurance, child support, tax bill, etc} every month. In fact, most of the more important creditors we have to keep happy to in order to keep our lives functioning are far less lenient -- and have far more recourse to make our lives miserable if we don't pay up -- than most freelances are with their clients.