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Venmo, Facebook Messenger payments, PayPal, CashApp, Zelle, now X. These are all symptoms of a complete failure of our (US at least) banking system to provide
by darknavi 2y ago
Venmo, Facebook Messenger payments, PayPal, CashApp, Zelle, now X.
These are all symptoms of a complete failure of our (US at least) banking system to provide a secure, nice to use system that is universal.
The closest we get is Zelle and it's a complete joke with vague mechanics that are sometimes-email-sometimes-phonenumber.
My personal bank's integration to Zelle is clunky and takes about 10x as much effort vs Messenger pay or Venmo.
- Scubabear68 2y agoKeep in mind Zelle was created by a consortia of big banks. The result is about as good as a consortia of giant banks is going to get.