That could work - I'd be tempted to put a limit on it though - a 10% penalty (or whatever) immediately upon overdue, and a cutoff point where you simply send t

That could work - I'd be tempted to put a limit on it though - a 10% penalty (or whatever) immediately upon overdue, and a cutoff point where you simply send them to a collection agency. Of course, in the end, you put what the law allows and your clients will accept....