> I grew up very modestly, borderline poverty. None of my extended family/friend went to college, I was the first one to graduate from college later in life. T

> I grew up very modestly, borderline poverty. None of my extended family/friend went to college, I was the first one to graduate from college later in life. That's your answer right there. Wealthy people aren't smarter or better than you or anyone else. They are lucky by birth, get lucky in life, or just straight up grift their way to wealth. The Gilded Age figures are rife with men who lied, cheated, and bribed their way to amassing fortune.