> if i transfer money from one bank's account to another, it takes minimum of 48 hours if I make the request before 3pm cutoff time In the bulk of the free wor

> if i transfer money from one bank's account to another, it takes minimum of 48 hours if I make the request before 3pm cutoff time In the bulk of the free world these transfers are instant 24/7 - if I stay within the single banking brand I can do that internationally.