Cheque use in the UK is now around two per year per person. (This includes business-to-business cheques.) The over-65 age group is most likely to use them, and

Cheque use in the UK is now around two per year per person. (This includes business-to-business cheques.) The over-65 age group is most likely to use them, and least likely to use an app, so you can see why it wasn't a big priority for most banks. It's been at least 15 years since the banks stopped giving account holders chequebooks by default. If you want one you have to ask.