An the Early Warning System is co-owned by 7 banks https://www.floridatoday.com/story/news/2024/08/14/zelle-investigation-safety-which-banks-own-customer-dispu

An the Early Warning System is co-owned by 7 banks https://www.floridatoday.com/story/news/2024/08/14/zelle-investigation-safety-which-banks-own-customer-disputes/74764704007/#:~:text=%E2%80%9CZelle%2520is%2520owned%2520by%2520Early,Wells%2520Fargo%252C%E2%80%9D%2520NerdWallet%2520says https://www.floridatoday.com/story/news/2024/08/14/zelle-inv.... > Zelle is owned by Early Warning Services, a financial tech firm and consumer reporting agency that is co-owned by seven of the largest U.S. banks: Bank of America, Capital One, Chase, PNC, Truist, U.S. Bank and Wells Fargo, Once you are part of the banking system, everything is tracked anyway