Yeah I know the dollar is intended to lose value on average: > we know they target 2% inflation on average That's why you don't put all your long term savings

Yeah I know the dollar is intended to lose value on average: > we know they target 2% inflation on average That's why you don't put all your long term savings in USD. But it's good to have your emergency fund in USD because it has less short term fluctuations than assets like stocks.