No one is providing a value proposition that would make me move away from [my large bank] when it comes to a basic checking account. Banks were disrupted in th

No one is providing a value proposition that would make me move away from [my large bank] when it comes to a basic checking account. Banks were disrupted in the mortgage market - a very large chunk of residential mortgages go through brokers. Banks are being disrupted in corporate credit. "Private Credit" is exploding.