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Nobody with good credit ratings is paying these fees. Exception maybe being those folks who want those fancy AMEX Black Card or whatever those cards are with c
by Vaslo 2y ago
Nobody with good credit ratings is paying these fees. Exception maybe being those folks who want those fancy AMEX Black Card or whatever those cards are with concierges, etc.
- SoftTalker 2y agoYes it's for people who have not demonstrated that they can use credit responsibly, not overdraft their accounts, etc.
- wwtl12 2y agoYeah, like single moms and people who experience unexpected deaths or job losses. How irresponsible! Maybe if they were rich app developers like Hacker News, they wouldn't have to be punished so much.
- ctkhn 2y agoRespect to you man. Not a lot of people care or have a lot of compassion for people that deserve it
- repsilat 2y agoI have great credit and my bank charges me $3 every month to pay my rent. (They will send a cheque in the mail for free, but it wasn't reliable for me so I stopped doing that.) Third world stuff.
- philipwhiuk 2y agoWat
- Glyptodon 2y agoDoesn't sound normal unless the fee is being charged by the landlord and not the bank. (Landlords seem to love payment fees.)
- repsilat 2y agoIt's the bank. One of the biggest US retail banks. Maybe other big ones don't, maybe I should change banks.
- jkaplowitz 2y agoAnd many of the best fancy cards provide enough value in the various benefits they offer to outweigh the fee for many of those customers. This is often true not only in terms of luxury experiences like lounge access, but even in terms of cold hard financial value. Examples include a certain amount of annual statement credit against certain types of transactions, points that can be directly or indirectly redeemed for lots of types of purchases, and so on.
- troupe 2y agoFor example, Amex Platinum comes with $400 Dell credit each year, and several other similar perks.