I guess I explained that poorly, I mean both are both. But the act of changing your behavior is nurture. And the fact that you have a harder time on some things

I guess I explained that poorly, I mean both are both. But the act of changing your behavior is nurture. And the fact that you have a harder time on some things can be nurture or nature. > “a way for the rich to justify why poor people shouldn’t be making financial decisions“. And yes, I believe your friend is right.