Considering 2008 was inflamed by the Community Reinvestment Act, regulation that forced banks at gunpoint to lend to borrowers who were very likely to be delinq

Considering 2008 was inflamed by the Community Reinvestment Act, regulation that forced banks at gunpoint to lend to borrowers who were very likely to be delinquent, I'd say your comment is revisionism at best. Calling it deregulation when it was kicked off by a regulation that forced banks to give mortgages to people who could not afford it is a very questionable position.