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> hadn’t started investing beyond just the normal mutual funds/bonds/etc You'd be surprised how far you get ahead with S&P 500 + Treasury inflation adjusted se
by nojvek 2y ago
> hadn’t started investing beyond just the normal mutual funds/bonds/etc
You'd be surprised how far you get ahead with S&P 500 + Treasury inflation adjusted securities.
It's really hard to beat S&P500. Most funds after fees don't beat it. If S&P500 goes to shit, inflation adjusted securities give you guaranteed returns.
The richest IMO people are those who live a modest lifestyle only from their interest, never having to touch the principle. Maximizing who and what they spend their time on.
- klik99 2y agoYeah I didn't mean to talk that down, it's just the most no-brainer thing to do. As in, it's so obviously a good idea that any good portfolio will have a chunk devoted to that.