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When I worked at another large credit card issuer, I was told the algorithm to detect fraud was essentially a black box. No one left at the company really knew
by vrosas 2y ago
When I worked at another large credit card issuer, I was told the algorithm to detect fraud was essentially a black box. No one left at the company really knew how it worked or how to change it, so it was left intact and new rules were simply added on top.
- baq 2y agoIf they don’t know, at least the fraudsters won’t, either!
- hinkley 2y agoI hate that this is true. There's always some third party thing I'm trying to figure out why it's telling me 'no' and not providing useful error messages and it's because they can't tell me without also telling the mischief-makers.
- IYasha 2y agoThis is truly the next level of "Security by Obscurity"! :'D