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Another story: I was abroad, and someone got my card details and made purchases for thousands of $ in a different part of the country that I don't usually visit
by diffuse_l 2y ago
Another story: I was abroad, and someone got my card details and made purchases for thousands of $ in a different part of the country that I don't usually visit and certainly doesn't purchase there stuff for that amount of money.
Nobody even cared, but a payment I made for 2 euros wasn't accepted becuase reasons, and every online purchase needed some authorization.
When I called them, they said they'll look into the purchases. Well, they cancelled the purchases quite fast, but the surrealism of it all...
- vrosas 2y agoWhen I worked at another large credit card issuer, I was told the algorithm to detect fraud was essentially a black box. No one left at the company really knew how it worked or how to change it, so it was left intact and new rules were simply added on top.
- baq 2y agoIf they don’t know, at least the fraudsters won’t, either!
- hinkley 2y agoI hate that this is true. There's always some third party thing I'm trying to figure out why it's telling me 'no' and not providing useful error messages and it's because they can't tell me without also telling the mischief-makers.
- IYasha 2y agoThis is truly the next level of "Security by Obscurity"! :'D
- azinman2 2y agoDid you alert them to your upcoming travel?
- joe5150 2y agoThis is increasingly not a thing. I haven't had to do this in a very long time and my primary credit cards don't even have it in the apps/website anymore.
- deleted 2y ago[deleted]