I think it's fair to say a solid financial plan could be the difference between comfort and affluence. For it to be the difference between comfort and poverty i

I think it's fair to say a solid financial plan could be the difference between comfort and affluence. For it to be the difference between comfort and poverty is inhumane. That's where I'm coming from: No one who spends their life contributing value to our society should have to live out their final years and die in poverty. It's just not right, and there's no good reason to extend that right only to those individuals who have the ability to manage their own retirement. Talking about risk and education and so on is misdirection. This is just something a civilized culture should do.