Just want to note I appreciate how patient and civil you've been in this discourse. The culture of HN is certainly still alive Also a note, it seems wikipedia

Just want to note I appreciate how patient and civil you've been in this discourse. The culture of HN is certainly still alive Also a note, it seems wikipedia agrees with investopedia here —- and the equations of TVM include interest rates and compounding. You have a point on the WHY, but I think TVM may just take that as an assumption.