And? The value of the money to you or the business is worth more now than 10 years from now. Meaning just like I said, it makes more sense for you as an indiv

And? The value of the money to you or the business is worth more now than 10 years from now. Meaning just like I said, it makes more sense for you as an individual to have made $300K and live off $100K and invest it in 2010 than to wallow in obscurity at failing startups and then start saving at 35. This is the textbook definition of the time value of money - as quoted from Investopedia.