The personal debt to income ratio is actually not so terrible. I guess since rates are high it would make sense to fall since the cost of servicing the debt wi

The personal debt to income ratio is actually not so terrible. I guess since rates are high it would make sense to fall since the cost of servicing the debt will rise. https://libertystreeteconomics.newyorkfed.org/2024/11/income-growth-outpaces-household-borrowing/#:~:text=Now%2C%20the%20ratio%20of%20total,they%20were%20before%20the%20pandemic https://libertystreeteconomics.newyorkfed.org/2024/11/income....