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That’s why these target funds go down to ~50% stocks [edit: at the target date] not 0.
by sgerenser 2y ago
That’s why these target funds go down to ~50% stocks [edit: at the target date] not 0.
- ac29 2y agoAt least at Vanguard the final stage of target date funds is ~30% stocks: https://investor.vanguard.com/investment-products/mutual-funds/profile/vttvx#portfolio-composition https://investor.vanguard.com/investment-products/mutual-fun...
- sgerenser 2y agoThat fund is currently at 50% stocks. It does get more conservative as you get past the target date, but I was mainly referring to the stock percentage at target date, which the parent poster implied was almost zero.