Lots of smaller cafes or people running various stall style businesses only accept Swish, especially out the in more rural areas. I've been to a couple of small

Lots of smaller cafes or people running various stall style businesses only accept Swish, especially out the in more rural areas. I've been to a couple of smaller festivals where the only way to pay for a ticket at the 'door' was with Swish. Plus of course any time you need to give money to an actual person and not a business.