I was on a team at Citibank, in the late 1990's that built an ATM that was a full-on virtual bank that you walked around within and transacted your business. N

I was on a team at Citibank, in the late 1990's that built an ATM that was a full-on virtual bank that you walked around within and transacted your business. Nobody liked using it and we were eventually all fired. The end.