Do you think government is best at directing charitable money? Personally I think the best use of such a fortune, 100bn say, it to invest $1m into $1m high pot

Do you think government is best at directing charitable money? Personally I think the best use of such a fortune, 100bn say, it to invest $1m into $1m high potential new small businesses and startups. That would create the most wealth for the most people. You could even decide to pick one poor country with reasonable governance, and use 10 percent of the money for oversight and assessing merits of which business proposals to fund. Imagine a million new businesses across Africa, or across India or across countries like Vietnam, Cambodia, Philippines each got funded with 1m usd. Imagine how many jobs would be created, how much long term economic impact there would be. Even assuming 80 percent of the funded businesses fail, 200,000 successful new businesses, plus another 800k entrepreneurs who all learned a valuable lesson and gained a ton of experience.