You're not wrong, but I don't think I made my point clear. "Financial investment" is a phrase I use to mean investing money with the expectation of receiving mo

You're not wrong, but I don't think I made my point clear. "Financial investment" is a phrase I use to mean investing money with the expectation of receiving more money in the future. For example, a car or a computer are "investments" in the sense you used the term in that they cost money, and a person must decide if they are worth the high cost. But no one expects a car or computer to be worth more money later. The value they provide is something other than financial. But housing is treated almost like stocks or gold, in that they are "financial investments." People buy a house and they expect, even depend, on the house being worth more money in the future. My point is that a house should be treated like a car or computer, not a tool for growing financial assets.