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>your access to healthcare is directly tied to your enthusiasm for the company mission No, it's not. First, they're legally required to provide it so long as y
by imoreno 2y ago
>your access to healthcare is directly tied to your enthusiasm for the company mission
No, it's not. First, they're legally required to provide it so long as you work there, whether you're enthusiastic or not. Even if you got fired for not being enthusiastic enough, by law you can stay on the same health insurance plan for 18 months. If you still haven't found a job after 18-36 months, or just don't like the company's plan, you can get your own individual plan, or look for a plan for low-income people like medicaid.
The US healthcare system has its problems for sure, but you seem confused about what they are.
- ryandrake 2y agoYou are technically correct--the best kind of correct! However, if you step back and look at the big picture, the US's tethering of health care to employment is probably a big driver of lots of critical decisions around employment. It's definitely one of the big reasons guys like me with a family will never voluntarily quit my job and go try a startup. Or just semi-retire when I turn 55 (unless I find health care). And COBRA tends to be massively expensive, so while your health care is technically available, it's not even remotely the same as being employed.
- ghaff 2y ago>And COBRA tends to be massively expensive It's pretty similar to a comparable marketplace plan and even to Medicare for the first couple of years (which is tied to what your recent W-2 income is/was). The issue is that your employer is presumably chipping in a lot of your current insurance costs as part of your benefits. But, yes, if you're paying for insurance on your own, it's expensive because you're covering the whole thing.