The problem is, what do you do once you spend up all your savings on a 1 year vacation? You have to go back, eventually, and it will happen again. Plus, the job

The problem is, what do you do once you spend up all your savings on a 1 year vacation? You have to go back, eventually, and it will happen again. Plus, the job market is really tough (isn't it always?) and there are a lot of people out of work and looking for jobs, it doesn't always make sense to voluntarily join that cohort once all your money has been spent.